Save Money and Time With a Loan From LendingClub

When you need a loan, finding one — and getting approved — can bring as much anxiety as the thing you need the loan for. Whether it’s for debt consolidation, medical expenses or big home projects, waiting weeks just won’t cut it. On top of it all, big banks may charge you insane rates after making you jump through qualification hoops.

There’s another option, though. If you need to borrow up to $40,000, a website called Fiona can help you get a loan through a company called LendingClub. You can save an average of $1,000 on interest payments¹, plus, you could get your money in only a few days — talk about relief!

Fiona will also show you additional offers from other lenders — because comparing your quotes can help you save even more money in the long run.

How to Borrow up to $40,000 and Pay Off Debt Faster

Getting started is simple. The application process only takes a few minutes, and you’ll see your loan offers immediately. Once you choose your loan, you could see your money in just a few days.

It costs nothing to apply, and it won’t affect your credit score, either. And by the way, your information is totally safe — the website uses higher encryption security than many banks.

Interest rates with LendingClub start at 8.05% — way better than the 20% or more your credit card is charging you — and many people may actually improve their credit scores when they take out a personal loan and make their payments on time each month. These lower rates can save you an average of $1,000 in interest payments and help you pay off your debt faster.

If you have a credit score above 600 and need a loan, let Fiona find your offers in only a couple of minutes. You can get approved and see your money in just a few days.

¹ On average, personal loans from LendingClub Bank are projected to be offered at an APR of 15.99% (based on loan approval amounts in aggregate) with an origination fee of 5.30% and a principal amount of $13,411 for loans with term lengths of 36 months, based on current credit criteria and an analysis of historical borrower data between September 2020 and October 2020. For credit card purchases made in October 2020, the average APR was 20.23%, according to publicly available information published by TheBalance.com. If you pay off a credit card balance of $12,700 with an APR of 20.23% over 36 equal monthly payments, you will pay $4,345 in total finance charges. If you obtain a loan with a term of 36 months and an amount financed of $12,700 (principal amount of $13,411 with an origination fee of $711) at 15.99% APR, you will pay $3,372 in total finance charges over the term of the loan, a savings of $973 as compared to the average credit card.

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