retirement
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Life Style
Older Americans’ Biggest Financial Regrets and How to Avoid Them
We all make mistakes, and we all have regrets. That’s part of the deal when you’re a human being. We…
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Life Style
Welcome to the New Penny Hoarder Community Site
Hey Penny Hoarders! As many of you know, we have a Community site that’s a gathering place for folks to…
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Life Style
My Employer Forgot to Fund My 401(k) for 4 Years
Dear Penny, I am a nanny who is paid legally. I’m almost 53 years old. I have been with a…
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Life Style
4 Good Things Retirees Can Look Forward to in the New Year
It’s been a tough year for many retirees on fixed incomes. Rising prices, a turbulent stock market and concerns about…
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Life Style
Can I Get Survivor Benefits if Our Marriage Record Was Destroyed?
Dear Penny, I am a widow. My husband was 53 when he died. He was collecting Social Security disability for…
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Life Style
How to Find Out Your 2023 Social Security Increase Early
The Social Security Administration will start sending out 2023 cost-of-living adjustment (COLA) notices by mail throughout December. Starting Jan. 1,…
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Life Style
Should I Cash Out of Stocks at 57 to Protect My Life’s Savings?
Dear Penny, I am 57 with $285,000 in a brokerage account, and about the same amount in retirement accounts. I…
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Life Style
IRS Raises 401(k) Contribution Limits by a Record Amount
We can all agree that inflation stinks, right? But here’s one handy side effect, and it’s good news if you’re…
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Life Style
How Over-the-Counter Hearing Aids Could Save You Thousands
New over-the-counter hearing aids will be available without a prescription or medical exam as soon as Oct. 17, following a…
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Life Style
Social Security Benefits Will Increase by a Record 8.7% in 2023
If you’re on Social Security, you can expect your check to increase by 8.7% in January. That’s the biggest cost-of-living…
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