Fund
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Life Style
My Employer Forgot to Fund My 401(k) for 4 Years
Dear Penny, I am a nanny who is paid legally. I’m almost 53 years old. I have been with a…
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Life Style
What Is a Donor-Advised Fund (DAF) and How Do They Work?
Your heart is in the right place, but you might be doing it wrong. Americans love charitable giving. About 69%…
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Life Style
Was I Wrong to Give My Daughter’s College Fund to a Relative?
Dear Penny, When my daughter didn’t go to college even after taking a “gap year,” I used her college fund…
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Life Style
How to Use a Sinking Fund to Stay on Budget and Target Your Savings
When Nora Martin was expecting her first child, she wasn’t going to let all the many baby costs bring her…
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Life Style
Things Break. How to Make Sure Your Emergency Fund Can Cover Them
Your washing machine. Your car. Your front tooth. If any of those broke right now, would you be able to…
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Life Style
How to Start an Emergency Fund From Scratch
When your tire blows out on the highway, you fracture your ankle on vacation or you experience a layoff, having…
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Life Style
You Might Need a 12 Month Emergency fund — Here’s How to Get It
What seemed like a reasonable goal for an emergency fund — three to six months’ worth of expenses — no…
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Life Style
Should You Save for a 12-Month Emergency Fund? Here’s How to Decide
The conventional advice for how much money you should have saved in your emergency fund used to be three to…
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Life Style
Things Break. How to Make Sure Your Emergency Fund Can Cover Them
Your washing machine. Your car. Your front tooth. If any of those broke right now, would you be able to…
Read More »