When you get a new vehicle or your renewal is up, it is a good idea to shop around to get the best possible deal on your car insurance. There are plenty of sites where you can get multiple quotes in seconds, and this makes your life easier. One of these sites is Zebra car insurance.
What Is Zebra Car Insurance?
Zebra is a search engine that helps you find and compare different car insurance deals. It works with both regional and national companies and gets you multiple results based on your criteria and personal details. The main goal of Zebra is to put you in the driving seat when it comes to selecting your insurer and coverage level.
Zebra offers you quotes from over 200 providers, including the largest national chains, and helps you select the right price and provider.
The company has been operating since 2012 when the engine launched as Zebra Insurance Services by Joshua Dziabiak and Adam Lyons. From a regional website covering only California and Texas, the company expanded across all states of the US in a year, according to Insurify.
How Zebra Works
It is really simple to use Zebra. All you need to do is enter your details in the system and you will be presented with a couple of quotes.
Zebra assigns you with a rating called Insurability score (TM) which determines your risk profile.
Bear in mind that the order of the quotes will not be dependent on the price, but the overall match and suitability of the quote based on the information you put in the system. Some of the quotes will need updating, but the system will ask you to check the latest price on the provider’s site.
In addition to offering auto insurance quotes, Zebra offers home insurance quotes in collaboration with Hippo and Lemonade.
Get an Online Quote
To get a quote, you will need to head over to thezebra.com and register your details. Start with your ZIP code. Once you have your personal details stored, the system will ask you for the following additional information:
- Your personal information (plus the details of additional drivers)
- Your name
- Your date of birth
- Your permanent address
- Your address history
- Your gender
- Your living arrangements (living with parents, student accommodation, homeowner, renting)
- Your credit score
- The vehicle you drive
It is important that you disclose all the information with insurance companies, or your claim might be denied once you have the contract.
You can get multiple quotes from Zebra within ten minutes from landing on the main site.
Once the system starts the search, it usually takes about 15 seconds for the results to load. You can then choose whether you would like to choose basic, medium, or full coverage, and go ahead with the one you prefer.
After you have the quotes, you can also change the details, such as the level of coverage and the deductible. You might add or remove additional services, such as roadside assistance or replacement car coverage.
When you select the insurance company and the coverage you would like to take on you will usually be taken directly to the company’s site where your details will be pre-populated based on what you put down on The Zebra site. Bear in mind that in some cases the price might change from what you saw on the original quote.
How To Compare Quotes from Zebra
The quotes you will receive are based on the following main factors car insurance companies use to determine your risk factor:
- Your location
- Your driving record
- Where you keep your car
- Your occupation
- Your education level
- The car you drive
- Your credit record
- Your demographic information
Bear in mind that the quote algorithms and the risk assessment formulas are unique to each car insurance company. This means that Zebra car insurance quotes will vary based on the coverage, price, and other information.
How Car Insurance Comparison Sites Make Money
Zebra and other car insurance price quote sites provide their services free for the public. This means that they act as independent insurance agents. They have access to companies’ databases and get a commission or one-off fee on every deal that is arranged through them.
In some states, Zebra does act as an agent. However, in some locations, you can purchase auto insurance coverage directly from them without visiting third-party sites.
Reviews and Ratings of Zebra Car Insurance
The average rating of Zebra is between 4 and 5 stars. However, you will have to check different sites, such as Clearsurance or the Better Business Bureau to get the full picture.
On Shopper Approved, the company has a 4.8 rating out of five, on Clearsurance it is 3.9, while on Better Business Bureau it is 4.39. The overall review score of Zebra Car Insurance is 4.47 based on over 2500 reviews on all sites. Check the detailed reviews on AutoInsurance.com. Bear in mind that Zebra is not accredited by Better Business Bureau, however, they do hold an A rating with BBB.
Previous customer complaints have included calls after getting a quote. The Zebra has changed their policy back in 2020, and they don’t ask for a phone number anymore. The company also has a “privacy pledge” on its site, promising to respect customers’ rights to reject marketing.
Can You Use Zebra on Your Mobile Device?
Currently, there is no app available from Zebra. You can only use it on the big screen. While there is a mobile version of the website, it is better to see every piece of information on one screen.
Contacting Zebra
You can contact Zebra Headquarters at 98 Sam Jacinto Blvd. #2000 in Austin, Texas, 78701. Should you wish to give them a call, you can dial 888-255-4364. Alternatively, you can email customer services at [email protected].
Zebra is not the only auto insurance search engine. You can check if you get a better deal in Insurify or Compare.com. As each company has a different agreement with insurance companies, the prices for the same coverage might be different on each quote site.
Sources:
The Zebra: Compare Car Insurance Rates Side-by-Side
The Zebra Auto Insurance Review (2021)
Save Up To $670 Annually On Car Insurance With The Zebra
How to Get Car Insurance Quotes: Everything You Need to Know
Best Way to Shop for Car Insurance: Everything You Need to Know
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